HOW DO YOU HANDLE YOUR INSURANCE COMPANY’S REFUSAL TO PAY YOUR INJURY CLAIM?

Atlanta’s highways are becoming more congested as more and more individuals choose to relocate to the city. Increasing the number of drivers also increases the likelihood of a collision. If you’re like most people, you’ll get in a vehicle accident at some point in your life. Regardless of the severity of the event, they may be quite stressful. These mishaps are often followed by a variety of negative outcomes, including physical harm, monetary loss, and mental anguish. When someone else’s carelessness and ignorance resulted in your injuries, these incidents may be much more aggravating. If this happens to you, you have the legal right to sue their insurance carrier for damages in a personal injury lawsuit.

Accidents in automobiles cause enough anxiety on their own. The at-fault driver’s insurer refuses to settle your claim, making the situation even more uncomfortable. After all, it’s only with financial assistance like this that you’ll be able to rebuild your life. With the guidance of  Atlanta car accident lawyer, you may pursue this claim. It is a goal to assist you to get the compensation you are entitled to.

Why Would They Reject It In The First Place?

Fighting a claim rejection is impossible unless you know why it was first refused by the insurance company. If you don’t know why or have just a basic sense of why then need to go further and get it in writing. When an insurance claim is refused, a letter describing the reasons for the denial is often sent to the claimant. Request a letter from the claim agent who declined your claim if you haven’t received a reasoned response to their decision.

An adjuster may reject your claim for a variety of reasons, including:

  • Fraud is suspected by the claim department
  • If an accident occurs, it does not matter what kind of car it is or where it occurred; the insurance does not cover the specifics of the incident.
  • They assert that the accident was not the cause of your injuries, even though you were injured.
  • At-fault driver’s insurance coverage was either terminated by the insurance provider for non-payment before to collision or expired or cancelled
  • They were unwilling to comply with their insurance company’s examination.
  • There was insufficient proof that the insured driver was the one who was at fault.
  • The at-fault driver is not covered by insurance coverage. If there are no medical documents, an insurance company may argue that the person was not injured.

Prior conditions may be blamed for a preexisting injury, which the insurance company may assert.

Hire A Legal Counsellor

A personal injury claim that is denied by an insurance provider might disrupt your life. Because of an accident, you’re already reeling from the physical and emotional toll it has had on your life, and now the insurance company is denying you the reimbursement you are entitled to. Keep your cool and don’t be intimidated by these businesses. An expert personal injury lawyer can help you if you find yourself in a scenario like this. You can rely on the legal team to assist you through this difficult time and guarantee that you obtain the compensation you are entitled to.

An Explanation Is Required

If a claim is refused by an insurance company, a written explanation is frequently sent outlining why. If they didn’t explain, follow up with them again. To prove your innocence, gather as much evidence as possible, including police reports and recorded statements, eyewitness testimony, and medical records. Contact a personal injury attorney immediately if your case does not move or if they do not provide you with a reasonable explanation.

Appeals In A Formal Setting

Your lawyer may consider the official appeals procedure offered by the majority of insurance companies to be a superior option. Instead of concentrating on a one-sided claim for damages, this would open the door to negotiations for compensation. Arbitration is a procedure in which a single or a group of arbitrators consider all of the evidence and arguments before making a final judgement.

Lawsuit Commencement

There are times when you have no other choice than to go to court. The greatest option is to file a lawsuit against the insurance company if both your claim and your attorneys have been refused. However, you must be entirely honest with your lawyer before filing a case. Make certain you’ve given them all they need to know and that you’re not trying to hide anything. Be aware that the expense of a lawsuit may outweigh the actual damages, so be prepared to pay out of pocket. Before making a choice, talk to your lawyer about all of your alternatives.

Hot Topics

Related Articles