Know-How to Conduct 4Tests Before Choosing A Payment Gateway

If you run a developing company and are interested in streamlining the payment process for your consumers and improving your cash flow, you should then be certain that accepting payments online through the use of payment gateways is the most effective course of action to take. Payment gateways not only make it simple for your clients to make a payment to you, but they also reflect these payments promptly on your end, which helps enhance your company’s cash flow. To begin accepting payments online, you need to have a security system already in place that enables you to manage sensitive client information. In effect, that’s what a payment gateway seems to do: it approves online payments as well as charges your customers’ credit cards in a safe manner. Here we will talk about the test cases for payment gateway.

Different kinds of payment gateway system configurations

Hosted Payment Gateway

Hosted Payment Gateway during the course of the payment process, a hosted payment gateway process will give clients away from an e-commerce website and route them to a gateway link. After the transaction for the customer’s purchase has been processed, they will be sent to the e-commerce site where they originally registered. For this kind of payment, a merchant id is indeed not necessary; some instances of hosted payment gateways are PayPal, Noche, and WorldPay.

Tests you can do for choosing the best payment gateway

Shared Payment Gateway

Shared Payment Gateway Once all of the necessary payment details have indeed been input, the process of actually making the payment will start. Since it does not need the user to go away from the e-commerce website at any point throughout the processing of payments, this method is not only convenient but also straightforward.

What exactly is meant by the term “payment gateway testing”?

When beginning to utilize a payment gateway to start collecting payments online, it is necessary to first put that gateway through a procedure known as “payment gateway testing.” This testing involves analyzing the various functions of the payment gateway. Testing a payment gateway’s performance is done primarily with the goal of ensuring that the selected payment gateway is trustworthy, dependable, and capable of delivering a performance that is uninterrupted. There are different test cases for a payment gateway to know about the selected payment gateway.

The payment gateway test cases on the merchant side verify that the entirety of the process, from the customer’s end (where the money is debited) to the merchant’s end (where settlements and refunds are processed), runs without a hitch. When it comes to the consumer, the testing procedure ensures both the simplicity of usage (requiring only a few clicks or taps) as well as the safety of the payment process.

Here are 4 test cases for payment gateway-

1. Functional Testing

Functional testing is necessary every time a new payment gateway is implemented into your system. The purpose of this testing is to determine whether or not the application continues to perform in the same manner that it does with some other payment gateways.

This test case for the payment gateway needs to deal with the computation in the manner that is specified in the contract that has been shared with you. Functional testing doesn’t need to be done on some gateways like PayPal, which has such a strong reputation in the industry.

2. Performance Testing

Receiving a notification informing them that the session has timed out is frustrating for anybody making a purchase online. The efficiency of your website is absolutely necessary if you want to keep your customers interested in the payment process from beginning to end, and this is especially true during times of high online traffic. During the quality assurance testing of your web application, your team must make preparations to send a number of applications to the payment gateway in parallel, after which they should examine the results.

3. Integration Testing

Integration testing is a very necessary step throughout the process of connecting with a payment gateway. As a tester, it is your responsibility to ensure that the payment gateways you have selected are properly integrated with your website, online store, and application and that everything is functioning as it should. In your role as a tester, you are required to check the complete transaction flow, including the following:

  • Place order
  • Examine the merchant account to see whether there are any new deposits.
  • Check to see if a transaction has the potential to be successfully cancelled or refunded.

4. Security Testing

Because of the sensitive information that is submitted while filling out the payment details, security testing on any payment gateway needs to be done on a priority basis. It is among the most critical test cases for payment gateway.

It is of the utmost importance to examine whether or not the user’s provided payment information is encrypted correctly and to determine whether or not any type of manipulation is even remotely conceivable.

Any e-commerce program that is intended to take payments from its users must include a payment processor as one of its core components if it is going to function properly. For this reason, it is very necessary to do exhaustive testing and go for test cases for the payment gateway. Any circumstance that is overlooked can have an effect on the sales and transactions of the vendor, as well as a negative influence on the user experience for the consumer or the buyer.


The evaluation of payment gateway test cases upon the basis of criteria that span security, user experience, as well as dependability may help assure the maximum ease for the clients you are trying to attract.

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