What is an EMI Card? Check the Advantages of Shopping on EMI

Instead of making hefty payments, individuals can opt for the Bajaj Finserv EMI Network card and convert their high-end purchases into affordable EMIs. The card comes with a pre-defined credit limit, helping individuals easily manage big-ticket purchases. Moreover, individuals do not have to bear additional costs while making purchases. 

Moreover, individuals can apply for the card conveniently from the customer portal of Bajaj Finserv. The portal will also allow individuals to check Bajaj Finserv EMI payment status, download EMI statements, etc. 

Benefits of Shopping on EMI

Here are the notable advantages of buying products on EMI:

  • Increases affordability

The most notable advantage of purchasing products with Bajaj Finserv EMI Network Card is that the card makes it feasible for buyers to avail of high-end products without draining their savings. Individuals can pay for the product in affordable EMIs rather than initiating full payment. This popular payment plan can be availed both online and offline. 

  • Expands budget

Individuals can buy high-end products without burdening themselves with their budget. The card enables one to overcome budget constraints and materialise their wish to purchase their desired products. 

  • Availability no cost EMI

Another advantage of using Bajaj Finserv EMI Network Card is the availability of the no-cost EMIs. In no-cost EMIs or zero-cost EMIs, individuals do not have to bear any additional interest on principal amount. Hence, individuals will have to pay actual cost of the product. 

While credit card or debit card extends EMI offers for a limited period. Using the Bajaj Finserv EMI Network Card will allow individuals to reap exclusive offers throughout the year. 

Advantages of Using Bajaj Finserv EMI Network Card

Besides knowing what is Bajaj Finserv EMI Network card, individuals must know the benefits it extends to customers. 

Here’s some for you: 

  • Substantial pre-approved limit

Individuals can enjoy a considerable pre-define loan limit of Rs. 2 Lakhs, helping them purchase multiple products. 

  • Convenient repayment term

Individuals will get flexible repayment tenure of 3 to 24 months. The convenient term will help individuals repay the loan amount on time. 

  • Zero foreclosure charges

While foreclosing the loan amount after initiating first EMI pay-outs, individuals do not have to pay any foreclosure charges. Therefore, it will help them save on the cost of borrowing. 

  • Hassle-free online and offline shopping 

With the Bajaj Finserv EMI Network Card, individuals can make secure purchases from partner stores like Amazon, Oppo, OnePlus, etc. To do so, individuals will have to choose the Bajaj Finserv EMI Network card as their preferred mode of payment. Similarly, the card allows customers to purchase appliances, gadgets, etc., from their offline partner stores. 

  • Easy access through portal 

Individuals do not have to carry Bajaj Finserv EMI Network Card everywhere to access it. They can easily proceed with transactions from the Bajaj Finserv Wallet app.  

  • Minimal documentation 

Customers do not have to undergo a long documentation process to make purchases with Bajaj Finserv EMI Network Card. They have to submit minimal documents just on their first purchase. 

  • No down payment 

Another benefit of using Bajaj Finserv EMI Network Card is that individuals can purchase big-ticket products at zero down payment, making the purchase more affordable. 

  • Easy online application 

The application process for Bajaj Finserv EMI Network Card is different for new users and existing users. 

Here are the steps that will help new users to apply for the card:

Step 1: Visit the official website Bajaj MARKETS EMI Network Card and head to ‘Apply Now tab. 

Step 2: Mention necessary details about profession, name, contact number, etc., to gauge the eligibility. 

Step 3: Select ‘Check Your Offer’ and view Bajaj Finserv EMI Network Card pre-approved offer. 

Step 4: Provide OTP to validate the details. Then provide required details and select ‘Proceed’ to check the credit limit. 

Step 5: Verify KYC details and initiate necessary payment to active Bajaj Finserv EMI Network Card

Step 6: Complete e-mandate process and click on ‘Submit’.

On clicking, individuals can start using the card and get to reap the advantages of card offers and benefits. 

Existing users must follow the below-mentioned steps to apply for the Bajaj Finserv EMI Network Card:

Step 1: Firstly, log in to official website of the diversified marketplace Bajaj MARKETS and then provide necessary details. 

Step 2: Select ‘Check Your Offer’ and get to view pre-approved offers that come with the card. 

Step 3: Click the link to start the application process. 

Step 4: Pay the annual fee and get a confirmation message on the registered mobile number or email address. 

Bajaj Finserv EMI Network Card ensures customers a hassle-free shopping experience. Furthermore, individuals do not have to make any down payment and get home delivery. The easy accessibility of the dedicated customer portal allows customers to apply for Bajaj Finserv EMI Network Card easily. Even the Bajaj Finserv EMI payment status can be tracked from this portal.

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