Insurance is an important part of caravanning. In fact, it should be the first thing you think about when you buy a static caravan.
It’s not just because it will protect you against financial loss in the event of a fire or theft, but also because it could save you from having to pay out of your own pocket if something goes wrong at your site.
A static caravan is a type of recreational vehicle that does not move from its location. They are often used by people who want to travel around the country, but still have a place to call home.
It is an investment that will last for years and years, so it makes sense to protect it against damage and theft. A simple fire could destroy everything you’ve worked so hard for.
In this article we will look at why it’s important to take out insurance for your static caravan and what kind of cover you should get.
There are many reasons why you should take insurance for static caravans:
To protect your investment – If your caravan is damaged by fire, flood or storm, it could cost thousands to repair or replace. You will also lose any money you have spent on it so far.
To protect against theft – Caravans make easy targets for thieves who can easily steal them and sell them on the black market.
To cover the cost of loss of rent – Your caravan may be rented out to cover its running costs if you don’t use it yourself but if something happens to it while it is being rented out then this could be costly if you don’t have insurance in place.
Gives peace of mind
Even if your caravan is not damaged or stolen, peace of mind is important when owning an expensive asset like this. By taking out cover for your static caravan, you can guarantee that it will be protected against unforeseen events such as theft or vandalism. This means that you will always have access to cover for any unexpected expenses that may arise from accidents or natural disasters
Protects your property
If there is an accident or theft, having insurance can protect your property and help prevent any further damage or loss.
Helps reduce premiums
When you have a good driving record and keep up with regular maintenance on your vehicle, this can help lower the cost of getting insurance for your static caravan.
Security – If your caravan is damaged or stolen, it could mean that you lose valuable possessions and can even affect your health and safety. Insurance will ensure that you are able to replace your property in full and protect yourself from financial loss in the event of an accident
Coverage for additional costs – Many insurers offer special deals on caravans where they include cover for additional costs such as legal fees following a crime committed against your property. To know more on insurance for static caravans contact us.